Purchasing a home is the single largest investment most of us will ever make.

Unfortunately, most of us were never taught personal finance in school or exposed to finances growing up at home. When thinking of buying a home the following questions may come to mind "Can I really afford to buy a house?" or "How will I know if I am being charged reasonable closing fees," or "What interest rate should I expect to get?"

Perhaps you can already answer those questions but foreign real estate words like earnest money, points, HUD-1 Settlement Statements, title insurance, or margins and indexes may make you uneasy. If you feel even a little intimidated by the whole home buying process then our homebuyer education workshops are for you.

Topics covered in our workshops include:

Managing Your Money
Understanding Credit
Obtaining a Mortgage Loan
Shopping for Home
Keeping Your Home and Managing Your Finances

Click here for a complete schedule of our upcoming home buying workshops and to sign up. 

In addition to workshops, one-on-one counseling is offered at all of our locations for potential homeowners that find they need further guidance.  Counselors will work with you to prepare a comprehensive spending plan and determine "how much house" is affordable based on income and individual circumstances.  In addition, counselors can help those who need assistance cleaning up their credit report by developing a payment plan and assisting with disputing any inaccurate entries to become mortgage ready.

Please click here to sign up for our Pre-Purchase Housing Counseling